Introduction

By accessing and using the services provided by Kebbi State Home Savings & Loans Ltd, you agree to the following terms and conditions.

1. Account Registration
You must provide accurate and complete information during account registration. You are responsible for maintaining the confidentiality of your account information.

2. Use of Services
You agree to use our services only for lawful purposes and in accordance with our terms. You are prohibited from using our services for fraudulent or illegal activities.

3. Loan Terms
Loan applications are subject to approval based on your financial standing. Loan repayment terms, interest rates, and fees will be specified in the loan agreement.

4. Account Security
You are responsible for keeping your account credentials secure. Any unauthorized access to your account should be reported to us immediately.

5. Liability
We are not liable for any damages resulting from the use of our services, except where required by law.

6. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be communicated through our website.